Elements Financial logo LIKE A BANK, ONLY BETTER
Riley Cars 4 Kids

An auto loan for your "wagon"
helps kids in the Riley wagon.

Buy or refinance a car. Support Riley Children's Foundation.
Ava Richards, Indianapolis


90 Days

with no payment1

Up to

$150 Donated

to Riley Children's Foundation2

  • No monthly payments for 90 days
  • Competitive rates—as low as 4.13%1
  • Flexible terms from 36-90 months
  • Apply in 15 minutes or less
Offer ends August 31, 2018
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Questions? We are here to support you.

1-800-621-2105 Toll Free


Drake Williams, Indianapolis

Two Great Ways to Support Riley

Elements and Our Partners Will Donate:

  • $150 to Riley Children’s Foundation for every vehicle purchased at a participating partner dealer and financed through Elements
  • $75 for every vehicle purchased at a non-participating dealership and directly financed or refinanced through Elements

Riley Children’s Foundation

Riley Hospital for Children at IU Health is one of the nation’s best children’s hospitals. Expert, family-centered pediatric care is available at Riley for every child who needs it.

Help Elements beat last year’s donation total of $31,000 by participating in the 8th annual Cars 4 Kids program!

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Partner Dealers

Shop directly at the lot with one of our Preferred Auto Dealers in and around Indianapolis or receive professional auto buying advice from Members Auto Source.

Elements partners with the following Indianapolis-based auto dealers to bring you fantastic deals and great rates, as well as incomparable service.

Dellen Automotive Family
2640 W Main Street, Greenfield, IN 46140
Dreyer & Reinbold Indianapolis
9375 Whitley Drive, Indianapolis, IN 46240
Indy Honda
8455 U.S. 31 South, Indianapolis, IN 46227
Members Auto Source
438 Virginia Avenue, Indianapolis, IN 46203

At no cost to you, Members Auto Source, LLC will:

  • Negotiate a price for your new or used vehicle
  • Give you a competitive price for your trade-in
  • Work with the dealers for you

Contact Dean McBride at 1-317-755-6233 or dmcbride@memberautosource.net or Nick Lewkowicz at 1-317-755-6230 or nlewkowicz@memberautosource.net.

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Why a HELOC with Elements?

Elements Financial is like a bank, only better!

  • Better Rates & Fewer Fees - Elements offers checking, savings, credit cards, loans and investments. Because we're a credit union, profits are returned back to members in the form of reduced fess, higher savings rates and lower loan rates.3
  • Personal Attention - We are headquartered in Indianapolis, with member services available 24 hours a day, 7 days a week.
  • Easy Online Banking - Our online banking website and mobile app make it easy to make payments and manage your account..
  • ATMs & Branches Everywhere You Are - You'll have access to 5,000+ shared branches nationwide and 78,000+ surcharge-free ATMs globally.
  • Rich History - We have nearly century of experience building and nurturing lifelong relationships with members. We currently rank among the top 3% of credit unions nationally.
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What Will My Auto Payments Be?

Auto Loan Calculator

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How to Get Started

You can apply online in as little as 15 minutes! Or call 1-800-621-2105 to get started.

What you’ll need to apply:

  • Your government-issued ID (driver’s license, state ID or passport)
  • Proof of residence

What to expect during the application process:

  1. We’ll contact you within 1 business day after you submit your application to review documentation that we’ll need from you and answer questions you may have.
  2. We’ll follow up for your vehicle’s value, make, model, year, mileage and VIN if not provided on the application.
  3. We’ll contact you to sign documents if your application is approved.
  4. That’s it – your auto loan is complete!
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1 Rates effective June 25, 2018, subject to change without notice. Each individual's Annual Percentage Rate (APR) is determined by the applicant's credit history. Not all applicants will qualify for the displayed lowest rates. A $140 processing fee applies to all Auto Loan applications. APR calculation based on loan amount of $30,000, FICO® score of 740 or greater, vehicle model year of 2015 or newer, and term of 60 months with a monthly payment of $551.68. Rate includes 0.25% deduction for automated payments. Additional conditions may apply. Subject to credit approval. Payments shown do not include taxes or insurance premiums. Please call for auto loan rate information between 2008–2010.

2 Maximum Elements donation of $18,750 represents 250 financing contracts either direct to the member or through the dealer partners. This total does not include matching funds from our partners.

3 Competitive Value is estimated by comparing historical rates and fees at Elements Financial and at the five banks and credit unions with the largest market share in Central Indiana; data valid as of 8/31/16.